Tuesday 22 June 2010

Becoming Rich without Cutting Your Credit Card


Often we heard from the so called "financial gurus" teaching people to become rich by preaching the virtue of cutting off your credit card and live below your means. I personally do not agree with that statement. Cutting off your credit card will not make you rich. Cutting off my credit card only make me miserable. I believe that if given a choice, most of us, will not choose to live below our means. We will like to enjoy the finest things that money could buy, spend all we can, while the bill will be paid by our rich uncle. Believe me, it is not the money that motivate the people become rich. It is what you can do with the money that make us want to be rich. However, when come to the subject of getting rich, the first item most people look at, is the "expenses". Well, it is true that spending recklessly is very unwise. Yet, what i trying to say here is, why choose to live below your means, while there are many other better ways. Why focusing on the expenses. Why not try to divert your attention to the income. Why cut the expenses, since, there are much possibility to increase the income. This is the key, that make different of the rich from the poor. It does not take any intelligent to cut your expenses and do your saving. We can train a monkey to do that. On the contrast, it take massive intelligent for us to increase our income. Start asking ourself "how to increase our income?" rather than making the statement of "We can't afford to increase our income". When our mind start working, amazing things will happen. To become rich it actually only require you to change your way of thinking, your reality, your contexts. Focusing how to increase your income, your financial intelligent, then you shall able to see a different kind of world, a world of abundance, the world of possibility, the world of getting rich without needing to cut off your credit card.

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