Integration or Diversification

Integrate mean putting together and operate with harmony, diversify mean by putting apart and operate separately. In the world of investing and business, there is always a favor toward diversification. It the by far most acknowledged risk mitigation. That's why we often can hear financial experts from mutual funds, insurance and banking industries touting on the virtue of invest for the long term and diversify.

The facts is, most of the investor do not win by such diversify strategy. It does not mean they will always lose in monetary form. Diversification often making investor to be sort of break even. This is not diversification is bad. It is just because of its nature. Diversification is a strategy to "not lose", they not created to win. By definition of its nature rule, how could you to win by apply a "not to lose" strategy? Not to lose is not as same as winning. The closer definition of not to lose - obviously is "break even". Of course, the "break even" is only means of amount of money involve. Considering of inflation and time, diversification could be a very bad strategy to utilize.

Integration is a conglomeration of various form of investment vehicles, operate harmonically with a plan. Yes, the keyword is a plan. Investment to be rich is not a product, is a plan. A plan that is so unique structured based on individual circumstance to win with lowest risks, highest rewards and shortest time. Integration do not care on how glamor or grandiose a investment deal is. they are in care on how will such products will fit into they plan, to archive what they want. Integration make things more comprehensible, controllable and simple. Therefore, integration is a plan to win.