Make a Million from Nothing

I wish my parent had given me 10 of million of assets or trust fund to inherit with. Yet, it is not an excuse for me not to achieve my dream to own a million - or many millions. In life there are many challenges for each of us to meet. Some of us give up, move on and choose the life that make them secure rather than free and wealthy; some simply fight it and eventually get what they really want.

I see life as a gift. And I believe everyone is born in this world with special talents and gifts. Gift such as singing, preaching, dancing, painting and business. Unfortunately, most parents and teachers see those "gift" is as unnecessary and discourage us to develop the potential. The education system today teaching us only to be what the system want us to be - job and securities; rather than what we choose to be. They teach us only the "right" answer for them not for us. There are no right and wrong in way of life, only options and choices. Such system is greatly hinder our mind to think, to act, to be what we want to be.

So, how to be what we want to be, such a millionaire? Intended! Be conscious about yourself, know yourself and find out why you hate what you are today, and why you will love what you really want to be. Be passionate, and making every obstacle in life for you to achieve your dream as a challenge to your strength. Treat being poor, no college degree, no resources, no network, wrong timing as a gifted training in life for you to become stronger. See those as tests for your adventure to your dream. Life will not be so interesting, if there are no challenges. Devote yourself to your dream. And whose know, even if you could not achieve the dream, you still about to discover a more interesting life, a true meaning of life for you. By the end of time, you will be able to say to yourself, "I never regret". In the end, we all only have one life, so why living in the life that you don't want than a life that you want?

Value Investing - Cure to Financial Market Crash

Value investing is invented by Benjamin Graham, a notable famous professional investor and Economist who teaching at Columbia business School during 1928 - 1950s. His insight on the subject and principle of investing had greatly influenced many successful investor we have come to know today, specifically warren buffet, his greatest apprentice.

The concept of value investing and its idiosyncrasy principle is looked at the value instead of price. The best illustrate such principle is by the famous quote from warren buffet :" Price is what we pay, value is what we get". The value indicated on the theory is pointing toward the intrinsic and tangible value of a investment, generally the share of a public or private company. Benjamin Graham pointed out that, if should a rational investor buy a share of a company based on its intrinsic value, he or she are basically buying at the minimal risk - marginal safety. Such manner are buying at worst case scenario, should the company went broke, after liquidation of tangible assets, and pay off any attached debt obligations, investor are still be able to recover his or her initial investment money. Still such concept of investing had and still is prompt up many critics and controversy from many technical investors who does not share the same view; who believe in speculation, trend and ultimate earning can only come with fast capital gain of stock price.

Today, Value investing still preach by small group of true fundamental investors who are to be consider the more conservative kind. But, such practices are seem to be more difficult to maintain and keep, due to the volatility and speculation of today market behavior. Temptation of get rich fast scheme become prevalence. It is one of the reason that cause the many market bubble that eventually went to burst. Most of the investors who had read and comprehended on the subject, could not resist the temptation of market share price, and have forgotten what they been taught at the first place. If should the market can preach and walk the concept, million if not thousand of small investors will not fall pray in many of the market crash happened throughout our recent history.

* Also Tribute to David Dodd who equally important, along with Benjamin Graham in contribute to the idea of Value Investing

Terrorism - The Force that Feed of Fear

Terrorism is cheap. It does not need a multi million dollar to b be terrorist. Terrorism is just an idea that feed on people fear. It could be as effective even nothing is happen. From school delinquent, Urban gang to international level terrorist group had proven the idea of effectiveness of terrorism.

Terrorism had become more prevalent throughout 21st century. The 9-11 incident had make terrorism become the number one treat of all human race, above nuclear criss since the cold war. The idea of terrorism is insurmountable. Every time, we heard the politician noting about how they will hammer the terrorist, the terrorist had won. All the publicity warn about terrorist, enhance the emotional treat of people who listen to it. When the emotional state is not secure, people will act in contradict to logical sense. Terrorism ultimate goal is not to kill, nor destroy building. It ultimate goal is to plan a viral idea that could make collapse the social economy system of nations. If terrorism idea successfully to penetrate every single person mind, Money and resources will tend to be hidden, or hoarded rather than invest or spend. Remember, consumption is what drive our economy to move. Imagine, what will happen to the economy if everyone reluctant to spend? It is like a car without gasoline.

How to counter terrorist? There are many ways and methods being proposed domestically and internationally. Most of the ways are about eliminate the terrorist group, or a particular person or leader who believe to be the source of terrorism. It cannot be done. Why? Simply because you can't destroy a religion by simply burn down the temple or killing the priest. The Idea can never be killed or eliminated. It only can be tamed by another idea. The only way to against an idea is by another idea. It happen throughout the history of civilization of mankind. From the dark ages of west, where people have the lowest degree of moral integrity. It eventually come to the end by the teaching of Christianity. Therefore, the only way to fight terrorism is, by education and re-education.

Education is the key to make the world we know now to change. To eliminate all the negative elements such as terrorism. But, again come to another question, how? Unfortunately, even the general concept is there, I could not explain in great detail of such manner of solution, due to my limitation of knowledge and wisdom available now. Perhaps, someday, or someone, will be able to deliver it ...